Surrogate Pay in Tennessee (2026)

First-time surrogates in Tennessee earn $40,000–$55,000 base compensation plus monthly allowances. See full breakdown below.

Compensation

Surrogate Compensation in Tennessee

First-Time Surrogate

Base Compensation$40,000 – $55,000
Monthly Allowance$3,000 – $6,000
Maternity Clothing$1,000 – $2,000
Lost Wages$3,000 – $10,000
Total Potential$47,000 – $73,000

Experienced Surrogate

Base Compensation$50,000 – $70,000
Monthly Allowance$3,000 – $6,000
Maternity Clothing$1,000 – $2,000
Lost Wages$3,000 – $10,000
Total Potential$57,000 – $88,000
Estimated ranges based on average compensation in Tennessee. Actual compensation is determined by the agency. Sources: Industry surveys of 30+ agencies, 2024–2026 data.
Legal

Tennessee Surrogacy Laws

Tennessee has a statutory definition of “surrogate birth” in Tenn. Code Ann. §36-1-102, but no operative framework. The definition sits inside the adoption code, is drafted around a married couple using their own gametes, and does not contemplate donor eggs or unmarried and same-sex intended parents. It neither permits nor prohibits what you are considering.

Your agreement is a factor, not a binding contract

In In re Baby (Tenn. 2014) the Tennessee Supreme Court held that surrogacy contracts are not contrary to public policy — but that a court weighs the contract as only one factor in a best-interests analysis. That is a materially weaker position than in states where a compliant agreement is enforceable on its terms.

Compensation is genuinely unsettled

Several agency sites assert compensated surrogacy is prohibited in Tennessee. No statute expressly bans it, and practitioner sources describe compensated arrangements proceeding routinely. We are not going to resolve that for you — ask a Tennessee reproductive attorney directly how your compensation should be structured, and get the answer before you sign.

You may stay on the birth certificate

Pre-birth orders are available only where at least one intended parent is genetically related, and only that parent is named. Tennessee appellate authority holds that where an egg donor is used, the gestational carrier remains on the birth certificate until the non-genetic intended parent completes an adoption. Venue varies by county.

One protection — and who it actually covers

In re Baby held that a surrogate's parental rights cannot be terminated before birth, making a pre-birth waiver unenforceable against her. Note the limit: that protection runs to a traditional (genetic) surrogate. A gestational carrier with no genetic connection does not get it.

Your contract is the only floor. Because no statute sets minimum terms here, nothing in law guarantees you your own attorney, protects your right to decide on a caesarean or the number of embryos transferred, or lets you withdraw before transfer without penalty. In states with a statute those things are automatic; here they exist only if they are written into your agreement. Retain your own lawyer — not one referred by the agency — and have these terms negotiated in before you sign.

Source: Tenn. Code Ann. §36-1-102; In re Baby, 447 S.W.3d 807 (Tenn. 2014).

Compare surrogacy laws in all 50 states →

Requirements

Tennessee Surrogate Requirements

The criteria below are agency screening standards, not state law. No statute here sets a minimum age, requires a prior birth, or mandates medical or psychological evaluation. Agencies apply these criteria (largely from ASRM practice guidance) and they determine whether your application proceeds — but they are policy, and some are negotiable.

Age: 21–40 years old
Have given birth to at least one healthy child
BMI under 32
Non-smoker
No disqualifying health conditions
U.S. citizen or permanent resident
Financially stable (not receiving government assistance)

Final eligibility is determined by the agency's medical team.

The Process

How Surrogacy Works in Tennessee

Apply

Complete application in 10–15 minutes. Agency contacts you within 48 hours.

Medical Screening

Physical exam, bloodwork, and uterine evaluation — paid for by the agency.

Match with Intended Parents

Review profiles and meet potential intended parents. You always have the right to say no.

Legal Contract

Surrogacy agreement reviewed by your own attorney, funded by the agency.

Embryo Transfer & Pregnancy

Monthly compensation begins immediately after transfer. All medical costs covered.

Delivery & Final Payment

Remaining compensation disbursed around delivery. Post-delivery allowances continue up to 6 weeks.

FAQ

Surrogate FAQ: Tennessee

Is surrogacy legal in Tennessee?

Gestational surrogacy is practiced in Tennessee, but there is no operative statute. The Tennessee Supreme Court treats your agreement as only one factor in a best-interests analysis rather than as a binding contract.

Do I have to live in Tennessee to be a surrogate here?

Typically yes. Most agencies require you to live in the state where you carry the pregnancy, as medical care and legal jurisdiction are state-specific.

Is surrogate pay taxable in Tennessee?

Base compensation is generally taxable at the federal level. Expense reimbursements (travel, maternity clothes) are typically not taxable. Consult a tax professional for Tennessee-specific guidance.

How long does surrogacy take in Tennessee?

18–24 months from application to delivery: matching (1–6 months), medical screening, legal review, and the full pregnancy term.

Compare States

Surrogate Pay by State

California
$67,000–$98,000
New York
$67,000–$98,000
Texas
$57,000–$83,000
Florida
$57,000–$83,000
Illinois
$57,000–$83,000
Colorado
$57,000–$83,000

Also exploring egg donation in Tennessee?

See Egg Donor Pay in Tennessee →

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Surrogate pay by city in Tennessee

→ Surrogate Pay in Knoxville → Surrogate Pay in Memphis → Surrogate Pay in Nashville

Compare other surrogate pay guides

→ Surrogate Pay in Virginia → Surrogate Pay in North Carolina → Surrogate Pay in Georgia → Surrogate Pay in Alabama