Surrogate Pay in Colorado (2026)

First-time surrogates in Colorado earn $50,000–$65,000 base compensation plus monthly allowances. See full breakdown below.

Compensation

Surrogate Compensation in Colorado

First-Time Surrogate

Base Compensation$50,000 – $65,000
Monthly Allowance$3,000 – $6,000
Maternity Clothing$1,000 – $2,000
Lost Wages$3,000 – $10,000
Total Potential$57,000 – $83,000

Experienced Surrogate

Base Compensation$60,000 – $80,000
Monthly Allowance$3,000 – $6,000
Maternity Clothing$1,000 – $2,000
Lost Wages$3,000 – $10,000
Total Potential$67,000 – $98,000
Estimated ranges based on average compensation in Colorado. Actual compensation is determined by the agency. Sources: Industry surveys of 30+ agencies, 2024–2026 data.
Legal

Colorado Surrogacy Laws

Colorado has a modern, surrogate-protective statute: the Colorado Surrogacy Agreement Act, C.R.S. §§19-4.5-101 to -114, in force since May 2021. Compensation is expressly authorized and compliant agreements are enforceable, with intended parents becoming parents by operation of law at birth.

Your health decisions are protected

§19-4.5-106(1)(g) requires that the agreement “permit the gestational surrogate… to make all health and welfare decisions regarding themselves and the pregnancy.” Colorado does not itemize caesarean consent and embryo counts the way Connecticut does, but the general clause is binding.

Your right to withdraw, without penalty

§19-4.5-108 lets you terminate any time before gamete or embryo transfer by written notice, and again before a subsequent attempt if no pregnancy results. The intended parents remain liable for your expenses through termination, and absent fraud “no party is liable… for a penalty or liquidated damages for terminating.”

Statutory eligibility — these are law

§19-4.5-104 requires you to be at least 21, to have previously given birth, to complete a medical evaluation and a mental health consultation, and to have independent legal representation by a Colorado-licensed attorney throughout. There is no residency requirement and no statutory insurance mandate — a real gap next to Connecticut and Delaware.

One thing to negotiate. Colorado requires you to have your own attorney but only says the intended parents may pay for it (§19-4.5-105(1)(f)). Unlike Connecticut and Hawaii, that cost is not guaranteed to you — put it in the agreement expressly.

Parentage

Pre-birth orders are available statewide with no hearing required, for all family structures, regardless of genetic connection.

Source: C.R.S. §§19-4.5-101 to -114 (Colorado Surrogacy Agreement Act).

Compare surrogacy laws in all 50 states →

Requirements

Colorado Surrogate Requirements

Several of these are Colorado law, not agency preference. C.R.S. §19-4.5-104 requires that you be at least 21, have previously given birth, complete a medical evaluation and a mental health consultation, and have your own Colorado-licensed attorney. BMI limits, smoking rules and public-assistance restrictions are agency criteria, not statute.

Age: 21–40 years old
Have given birth to at least one healthy child
BMI under 32
Non-smoker
No disqualifying health conditions
U.S. citizen or permanent resident
Financially stable (not receiving government assistance)

Final eligibility is determined by the agency's medical team.

The Process

How Surrogacy Works in Colorado

Apply

Complete application in 10–15 minutes. Agency contacts you within 48 hours.

Medical Screening

Physical exam, bloodwork, and uterine evaluation — paid for by the agency.

Match with Intended Parents

Review profiles and meet potential intended parents. You always have the right to say no.

Legal Contract

Surrogacy agreement reviewed by your own attorney, funded by the agency.

Embryo Transfer & Pregnancy

Monthly compensation begins immediately after transfer. All medical costs covered.

Delivery & Final Payment

Remaining compensation disbursed around delivery. Post-delivery allowances continue up to 6 weeks.

FAQ

Surrogate FAQ: Colorado

Is surrogacy legal in Colorado?

Yes. The Colorado Surrogacy Agreement Act authorizes compensation, protects your health and welfare decisions, and lets you terminate before transfer without penalty or liquidated damages.

Do I have to live in Colorado to be a surrogate here?

Typically yes. Most agencies require you to live in the state where you carry the pregnancy, as medical care and legal jurisdiction are state-specific.

Is surrogate pay taxable in Colorado?

Base compensation is generally taxable at the federal level. Expense reimbursements (travel, maternity clothes) are typically not taxable. Consult a tax professional for Colorado-specific guidance.

How long does surrogacy take in Colorado?

18–24 months from application to delivery: matching (1–6 months), medical screening, legal review, and the full pregnancy term.

Compare States

Surrogate Pay by State

California
$67,000–$98,000
New York
$67,000–$98,000
Texas
$57,000–$83,000
Florida
$57,000–$83,000
Illinois
$57,000–$83,000
Colorado
$57,000–$83,000

Also exploring egg donation in Colorado?

See Egg Donor Pay in Colorado →

Ready to Apply in Colorado?

Complete our 10-minute application. We'll connect you with licensed agencies serving Colorado.

Surrogate pay by city in Colorado

→ Surrogate Pay in Denver

Compare other surrogate pay guides

→ Surrogate Pay in Wyoming → Surrogate Pay in Nebraska → Surrogate Pay in Kansas → Surrogate Pay in New Mexico